A factual report of an asset customers
modern robber barons by self-appointed advisory bank.
harassment and dispossession in stages:
1.Kündigung of overdraft facility without notice and justification.
2.Böswilliges insistence on credit debit prior to receipt of rental payments and wages.
3.Make full cancellation of loans due to irregular payment, as credit costs were booked for three-day sub-funds in the account back.
4.Psychoterror by recovery from 600000 € Two days before Christmas.
5.Verweigerung any willingness to negotiate.
6.Forderung of payments in the amount of 10 000 €.
7.Herbeiführung the affidavit the husband.
8.Zeitgleich into administration and preparation of the forced sale of property of the husband.
9.Kündigung of the loans the wife because the husband financial situation has deteriorated, according to the information available. All loans were to the time of termination, the terminated loans are regularly served Subordinated registered in the land, for the bank so that a recovery is excluded from judicial sale.
useless Pedition the family to the board now classes of self-
asset managers
petition to terminate customer base No.
Using risk management Leipzig /
Dear .......,
our last complaint you have rejected as unfounded. This has encouraged
your employees and to further bullying measures encouraged.
by unreasonable demands from your bank, I was forced to make the statutory declaration.
were also enhances the interest on the loan to my wife. However, all loans were
paid up to cancellation, both the euro and the subordinated loan hypo your bank properly.
were now denounced the subordinated loans financed with the creation of a "significant deterioration of financial conditions".
The alleged deterioration was caused entirely by your house.
I still go to work 12 hours a day. Thus
lose our family even at the last Their bank-financed property.
know that a takeover of the loan by another bank is largely excluded.
is therefore the affidavit of ... .... expected. Because your bank is registered in the country inhabited by our two-family house with a small relative to total mortgage loans, we expect further action.
then we have nothing to lose.
is significant for the high morale of your employees at designated loan cancellation, the fact that the ...... Bank land on the second rank, and thus contribute only the costs of sequestration and auction will be. It is not about the protection of your outstanding loans.
you have denied when editing our last appeal against the fact that your employees act intentionally and maliciously against us.
We look forward to your new assessment.
Our family has paid to your bank interest rates ten years and is now with flimsy reasons, driven into bankruptcy.
I will spare further details about our feelings.
A brief overview of activities of your bank without heading
1.Kündigung of overdraft facility without notice and justification.
2.Auflösung of investment accounts in the same amount at Dresdner Bank.
3.Beharren on credit debit prior to receipt of rental payments and wages.
4.Ankündigung termination overdraft tolerated for many years one month's rent and interest and capital repayments.
5.Vollständige cancellation of loans due to irregular payment, as credit costs were booked for three days of a monthly deficit of the account back.
6.Psychoterror by recovery of a guarantee of 100000DM the day a wife before Christmas.
7.Verweigerung any willingness to negotiate. Insist on immediate repayment of 600000 €
8.Beauftragung the bailiff to the bag attachment.
9.Beauftragung the bailiff debt payments in the amount of 10,000 €.
10.Herbeiführung the affidavit the husband.
11.Erhöhung of the interest on loans from the wife.
12.Zeitgleich into administration and preparation of the forced sale of property of the husband.
13.Kündigung of the loans the wife, because of substantial deterioration of financial circumstances. All loans were from the date of termination regularly uses the terminated loans are subordinated in the land register, so that ruled out a recovery for the bank in foreclosure. The revenue and expenditure of our homes cause a shortfall of 500 € is the net salary of 2450 compared with €.
14.Kontenpfändungen although an affidavit was made.
I think the Frankfurter Allgemeine reported rather gruff attitude towards borrowers. This was flattered.
has Sincerely
The legislature in 2009 responded to the recovery of non performing loans and the sale of loans, should be adjusted without looking übergeordnette KWG. So everything stays the same.
There are alternatives to traditional Finanzierung.Info on www.kfi-finanz.de or is prepared in the context of financial planning before the meltdown.
banks to fund the alleged losses from Kreditausbuchungen frech über steuerliche Abschreibungen und beim Verramschen der Immobilien über die Zwangsversteigerung. Der Kreditnehmer bleibt dabei stets auf der Strecke.
Die Politik kann diesen Mißständen nur begegnen, indem die Kreditgeber solange Besitzer der Immobilien bleiben, bis das Darlehen getilgt ist.
1. Vorteil: Banken finanzieren nur noch werthaltige Immobilien.
2. Vorteil: Willkürliche Kreditkündigungen unterbleiben, da der Kreditnehmer schuldenfrei aus dem Arangement aussteigt und die Bank somit den Ball zurück bekommt.
3. Vorteil: Zwangsversteigerungen müssen nicht mehr angestrebt werden und somit werden die Gerichte entlastet
4. Vorteil: Sozialer Frieden
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